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USL&H Coverage

USL&H coverage through ALMA for waterfront employers under the Longshore Act, Continental Shelf Lands Act and Defense Base Act.

Description

USL&H coverage is written through the American Longshore Mutual Association (ALMA) for waterfront employers. Shipbuilders, ship repairers, marine terminal operators, stevedores, marine contractors and other waterfront employers apply for ALMA membership through their insurance broker.

Key features

  • Acts covered: United States Longshore & Harbor Workers' Compensation Act, Continental Shelf Lands Act and Defense Base Act
  • Plans: first dollar/guaranteed cost, single and multi-year programs (1, 2 and 3 years), loss sensitive plans, deductible, and excess over qualified self-insurance
  • Quote submissions require an ACORD workers' compensation application, currently valued loss runs, five-year payroll history, financials and the current experience modification worksheet

Applications

Ship builders, stevedores, terminal operators, barge repairers, marine construction, ship repairers, steamship agents, luxury yacht builders, coal docks, offshore industries and skilled labor providers.

Specifications

Acts coveredUSL&H Act, Continental Shelf Lands Act, Defense Base Act
Program terms1, 2 and 3 years

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